Broker Check

Frequently Asked Questions About How We Are Paid

General Compensation & Transparency

How does Focus Point Wealth Management make money?

We earn compensation in two primary ways: through advisory fees on managed investment accounts and from insurance companies when we recommend certain insurance products. Our recommendations are always based on your goals, needs, and best interests—not on how we are compensated.

Why is transparency about compensation important to you?

At Focus Point Wealth Management, we believe trust begins with transparency. We're committed to helping you make informed financial decisions by clearly explaining how we are paid before you make any decision.

Will you explain your fees before I commit to anything?

Absolutely. Before you make any financial decision, we will explain our recommendations, answer your questions, and disclose exactly how we are paid. 


Insurance Solutions

What insurance products do you recommend?

When appropriate and in your best interest, we may recommend:

  • Medicare insurance
  • Life insurance
  • Long-term care insurance
  • Fixed annuities

How are you compensated if I buy insurance?

If you choose one of these products, we may receive compensation from the insurance company. This compensation does not increase the premium you pay for the insurance product.

Our Promise To You

How do I know your recommendations are in my best interest?

Our recommendations are based on your goals, needs, and best interests—not on how we are compensated. Our goal is to build long-term relationships founded on trust, education, and exceptional service.

What is your philosophy as an advisor?

We serve as Your Guide on Life's Financial Journey, helping you stay focused on what matters most while we provide expert guidance tailored to your evolving needs.