Fiduciary Financial Advisor in Northern Colorado

Fiduciary Financial Advisor in Northern Colorado and the western slope

Focus Point Wealth Management

Build Wealth. Protect What You've Built. Plan for What Comes Next.

Choosing a financial advisor is an important decision. At Focus Point Wealth Management, we provide personalized fiduciary financial planning for individuals, families and small-business owners throughout Northern Colorado.

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Financial Planning for Where You Are in Life

No two financial pictures look the same. Whether you're building a career and a growing family, running a small business, or preparing for the transition into retirement, your plan should reflect where you actually are today — not a generic template. Focus Point Wealth Management works with you to understand your full financial picture before recommending a single strategy.

Build Wealth. Protect What You've Built.

Growth and protection aren't opposites — they work together. As your wealth grows, the plan around it needs to evolve too, balancing the pursuit of long-term growth with sensible safeguards against the risks that could undo years of progress: market volatility, taxes, health events, and the unexpected.

"Protecting what you've built means thoughtful risk management, not a promise that investments can't lose money."

The CPA/PFS Difference

Janet Stanley holds both a CPA license and the Personal Financial Specialist (PFS) credential — a combination that lets her look at your investments, your tax return and your broader financial plan as one connected picture, rather than three separate conversations with three separate professionals.

Learn more about what a CPA/PFS is and why it matters.

1993

Year Janet became a Certified Public Accountant

CPA/PFS

Personal Financial Specialist credential, held since 2009

Nearly 30 years

Of experience in financial services

Fiduciary Financial Planning

As a fiduciary, Focus Point Wealth Management is held to a standard that requires recommendations to be made in your best interest — not based on commissions or sales quotas. That standard shapes every part of our financial planning process, from the first conversation through ongoing reviews of your plan.

Retirement Planning

Retirement planning at Focus Point goes beyond a savings number. We work with you on the timing of Social Security, how to draw income from different account types in a tax-efficient order, and how to plan for the cost of health care and long-term care over what can be a multi-decade retirement. Explore more in our retirement planning resources.

Tax-Aware Financial Planning

Because Janet is also a CPA, tax planning isn't an afterthought — it's built into the plan from the start. That means looking at how withdrawals, Roth conversions, charitable giving and investment decisions affect your tax picture, not just this year but over time. Visit our tax planning services page for more detail.

Who We Serve

Focus Point Wealth Management works with:

Individuals and families planning for retirement, education costs, or long-term financial security
Small-business owners balancing personal and business financial decisions
Women navigating retirement, including those managing finances independently for the first time
Pre-retirees and retirees looking for a coordinated plan across investments, income and taxes

Serving Northern Colorado

Focus Point Wealth Management, LLC is based in Windsor, Colorado, and works with clients throughout Northern Colorado, including Windsor, Greeley, Fort Collins, Loveland, Johnstown, Timnath and Severance.

Focus Point Wealth Management, LLC
128 N. 6th Street, Suite B
Windsor, CO 80550
970-686-5635

Why Focus Point?

Fiduciary standard: Recommendations are made with your best interest in mind.
CPA/PFS expertise: Investments and tax strategy are considered together, not separately.
Personalized planning: Your plan is built around your goals and risk tolerance, not a one-size-fits-all model.
Local, accessible relationship: Based in Windsor and serving Northern Colorado directly.

Meet Janet Stanley, CPA/PFS

Janet Stanley founded Focus Point Wealth Management after nearly three decades in financial services. She became a CPA in 1993, started her own accounting firm in 2003, and became a fiduciary advocate in 2005 before earning her Personal Financial Specialist (PFS) accreditation in 2009. Today she helps individuals, families and small-business owners across Northern Colorado build plans that connect investments, taxes, retirement income and estate considerations.

Read Janet's full biography

Frequently asked questions

What is a fiduciary financial advisor?

A fiduciary financial advisor is legally and ethically required to act in a client's best interest, rather than recommending products based on commissions or sales incentives. Focus Point Wealth Management provides fiduciary financial planning to individuals, families and small-business owners in Northern Colorado.

Does Focus Point provide retirement planning?

Yes. Focus Point Wealth Management works with clients to build retirement income strategies that account for savings, Social Security, taxes and long-term spending needs.

Does Focus Point work with clients who want to protect their savings?

Yes. Protecting what you've built is a core part of Focus Point's planning approach, alongside growth, income and tax-aware strategies.

Does protecting your savings mean avoiding all investment risk?

No. Protecting savings means thoughtful, personalized risk management appropriate to your situation and goals — not the elimination of investment risk, since all investing involves risk, including possible loss of principal.

Does Focus Point serve Fort Collins and Greeley?

Yes. Focus Point Wealth Management, based in Windsor, Colorado, serves clients throughout Northern Colorado, including Fort Collins, Greeley, Loveland, Johnstown, Timnath and Severance.

What should I ask before choosing a financial advisor?

Consider asking whether the advisor is a fiduciary, how they are compensated, what credentials they hold, and how they approach retirement, tax and investment planning together.

Let's Start a Conversation

If you're looking for a fiduciary financial advisor in Northern Colorado who can bring investment planning, tax strategy and retirement income together into one plan, we'd welcome the opportunity to talk.

Schedule a Conversation